Welcome to Ballinger and Associates
Chattanooga's Premier Full-Service Risk Management Firm
We help solve the problems that keep you up at night. A Trusted Business Partner with more than 30 years of experience
in Enterprise Risk Management (ERM), Insurance Claim Mitigation, Cyber - Privacy,
and Mediation Services.
Unmitigated risk can cripple your business. You need to Identify, analyze, and limit business risks to ensuring stability and success in today's complex environment. We can help you identify risks related to strategic, finances, operations and compliance.
The hidden costs of Insurance Claims, time and money, drain you and your company of resources. We can guide you through the claims process.
Using mediation to resolve disuputes versus going to trail can save you thousands of dollars and months in pre-trial preparaion. Get back to focusing on your business faster and let our Supreme Court Rule 31 mediator guide you and the oter party through the mediation process.
Why choose us
Trusted Solutions for Today’s Business Challenges
In today’s complicated business world, having a risk management expert is essential. Did you know that more than 100 million lawsuits were filed in 2022? As insurance costs rise and coverage shrinks, handling lawsuits can be stressful, expensive, and time-consuming.
At Ballinger & Associates, we believe that every client deserves to be heard and understood. Your unique circumstances and challenges matter, and we are committed to providing solutions that fit your specific needs. With over 30 years of experience in risk management, insurance claims, and mediation, we take the time to listen carefully to your goals and concerns, ensuring that our approach aligns with your vision for the future.
Our proactive and strategic approach helps protect your business, reduce risks, and settle disputes quickly. We focus on solving problems before they turn into big, costly issues, allowing you to concentrate on growing your business. With personalized strategies and a commitment to quality, we guide you every step of the way to achieve the best possible outcomes in today’s challenging environment. Stay ahead—let us help you succeed.
Schedule a meeting today and let us take care of all your needs.
Ballinger and Associates specializes in developing customized strategic risk mitigation solutions to address your company’s risk concerns, navigate insurance claims,and use mediation to resolve disputes.
WHAT WE OFFER
A Comprehensive Risk Management Program Positions Your Company for Success
A strong risk management program helps protect your business from unexpected challenges.
Risk Management is about more than avoidance; it is proactive and intentional.
Utilizing the experience of an insurance insider to direct your claims strategy prevents claims from becoming a distraction.
As a Supreme Court Rule 31 Civil Mediator, John Ballinger with Ballinger and Associates focuses on resolving the dispute, not billable hours.
We Get It!
Strategic Risk Management for Small Business Owners
Guided by Experience, Driven by Tactical Solutions
At Ballinger & Associates, we know how challenging today’s business world can be. It’s easy to get caught up in the day-to-day issues, especially when a missing piece of your risk management pulls you away from growing your business.
Our logo, the knight chess piece, reflects our approach: like the knight, we don’t move in straight lines. Instead, we think carefully and act strategically to tackle any challenge that comes your way.
Our Expertise at a Glance:
- 30+ years of commercial insurance experience
- 1,000+ risk assessments completed
- 1,000+ claims handled
- 100+ successful private mediation cases
- 100+ pre-trial strategy collaborations
With our years of expertise, we help small businesses like yours stay on track by managing risks and claims, so you can focus on what matters most—growing your business.
Make Appointment
Book a consultation to discuss your business needs and set the foundation for a risk management plan.
Step 1
Participate
Join our experts for a risk assessment to identify vulnerabilities and areas for improvement.
Step 2
Implement
Apply our strategic solutions to protect your business and strengthen risk management.
Step 3
What We Do
Turn Risks into Opportunities with Strategic Planning
Expert Risk Management to Drive Business Growth and Stability
At Ballinger and Associates, we know you want to focus on growing your business and developing your team. To do that, you have to get out of the daily grind and develop a strategic plan to address today’s complex business issues.
The problem is you may not be knowledgeable in all the areas where expert advice is often needed. This is where Ballinger and Associates provides support and helps you navigate risk management, claims strategy and effective dispute resolution allowing you to turn your focus back to your business.
Every business deserves to be successful
We believe every business deserves to be successful and free from unnecessary distractions. You have worked hard to build a business that provides for you, your family, and your team members. It is important you stay focused on managing your business and leading your team toward the goals you want to achieve.
Avoidance is not an effective long-term risk management strategy.
Insurance claims can immediately shift your focus away from meaningful goals, while unexpected legal disputes further complicate an already complex business environment.
During our 50-point Risk Assessment, we seek out the issues that are keeping you up at night. Often, we find:
– Hidden risk and potential insurance claims
– Lost dollars and the stress of dealing with claims
– Potential litigation, which drains time and profit dollars from the company.
Ballinger and Associates wants to use its 30 years of experience…
and the knowledge gained from over 1000 risk assessments to guide you through uncertain times and help you develop an effective strategic risk management plan that looks around corners and builds for the future.
Here is how we can start moving your company to a position of strength and stability:
1. Call us today and share your long-term vision for the company.
2. Participate in a guided risk assessment.
3. Implement strategic solutions focused on long-term development and success.
Reach out today and get the process started. You can contact us by telephone at (423) 541-9109 or by email at getstarted@ballingerandassociates.com. In the meantime, please download our JumpStart Guide to Risk Management, which can be found on our website.
Stop worrying about the next unpleasant surprise and start focusing on developing your business and leading your team, knowing you have a plan in place and a team of professionals dedicated to helping you reach your next goal-backed, intentional, and strategic plan.
COMMON QUESTIONS
Frequently Asked Questions
Everything You Want to Know
We work across various sectors, including commercial, legal, financial, and healthcare, providing customized risk management solutions.
We help identify, mitigate, and manage risks, ensuring smoother operations, minimizing financial losses, and providing peace of mind.
We handle claims from start to finish, ensuring they are resolved efficiently, with minimal disruption to your business.
Risk management proactively prevents losses, while insurance provides financial protection after a loss occurs.
Our mediation services focus on fair, impartial dispute resolution, aiming for quick, cost-effective outcomes without the need for litigation.
Absolutely! We tailor our strategies to your specific business challenges and goals, ensuring optimal results.
Contact us for an initial consultation where we assess your business needs and outline a strategic plan tailored to you.
Personalized Service
Every Client Is Unique
We believe that every client deserves to be heard and understood. Your unique circumstances and challenges matter, and we are committed to providing solutions that fit your specific needs. At Ballinger & Associates, we take the time to listen carefully to your goals and concerns, ensuring that our approach aligns with your vision for the future. Our focus is on helping you achieve the best possible outcomes by crafting personalized strategies that address your unique situation, ensuring your success every step of the way.
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TESTIMONIAL
Client Feedback & Reviews
Discover How We’ve Made a Difference for Our Clients
"John has combined his management, insurance, and leadership experience to create a win-win scenario for businesses and product/service providers. He and his team work to use the buying power of numerous businesses to obtain discounted prices on various products and services. Everybody wins. That is the way John thinks. He is also an insurance agent who presents to his prospective clients all of the services they need. This prevents "surprises" when a claim occurs. John is a man of integrity who is looking out for those whom he serves. I know. I am a BOB client as well as an insurance client."
"John Ballinger is in a class all by himself. He has a great entrepreneurial spirit as well as sound business practices. I would not hesitate to do business with John as he has always kept a professional attitude and always seems to search out innovative ways to improve the business world he is known to excel in."
"It is my pleasure to write this recommendation for Douglas Ford. We worked together as peers for a couple of years at Big Brothers Big Sisters then again a couple of years later when I assumed the role of CEO for Big Brothers Big Sisters. Douglas is a great employee! His field is Public Relations and fundraising. He was a self starter and always had fresh ideas and was able to implement them beautifully. He is so much fun to work with and has an outstanding work ethic. Douglas is responsible, intelligent, and an overall well-rounded worker. I would highly recommend Douglas in a variety of positions as his versatility and ability are excellent."
"Douglas is a one of a kind special guy. His work ethic is second to none and knows what "getting the job done" means. I've known Douglas for about 13 years and asked him to join Quickcue because I knew the value he would add to our team. He not only brought his marketing and PR experience to the table but he jumped in with both feet to help run another department when the help was needed. He'd be a huge asset to any organization that needs to expand their brand reach."
"I have had the pleasure of working closely with Douglas as he planned the media marketing strategy for Quickcue. Uniquely, when Douglas first contacted me, he had already researched the FSR product line and came into the conversation with an idea of what he wanted. He just “got” it, and it was obvious that he had loads of experience in both marketing and public relations. Meeting Douglas in person at various trade shows just solidified my opinion of him. He is energetic yet calm, and engaging in a discussion. Even when we had trouble meeting tight deadlines or had creative issues, he handled everything with poise, adapting as needed to accomplish his goals. Douglas is one in a million, and I truly hope that we get the opportunity to work together in the future."